Fox News: 7 Reasons Why You Need to Create an Emergency Fund Now

You don't really need seven reasons, only one; so you will have a little nest-egg to fall back on in case you need it and don't have to take out personal loans, increase the amount on your credit cards, or resort to other lines of credit, which will only result in debt.

It may already be a little too late for that and when you find yourself in a situation where you are way over your head in debt and you could use some serious debt help then waiting another day is another day and more money down the drain.

All of these unsecured debts could be substantially lower with the expertise of Shelia Cockburn, who is an attorney specializing in debt settlement and who is more then capable in coming up with a customized plan to eliminate your financial woes.

Both her and her capable staff will ensure to take the heavy weight off your shoulders and get you, and eventually your credit score, back on the path to financial freedom by providing the debt relief you may desperately need.

You didn't get in debt over night and therefore can't expect it to be cleared up immediately, but at least you have the comforting knowledge that the situation is under control and the emergency is well taken care of!